
Life Insurance with Long-Term Care (LTC)
Special enrollment opportunity April 1 to May 15, 2025
Speak to a Long-Term Care Consultant
Life Insurance with LTC Coverage Introduction
Watch this two-minute video about Life Insurance with Long-Term Care Coverage.
Advantages of Life Insurance with LTC Coverage
Coverage
Comprehensive coverage for long-term care in your home, your community, assisted living facility or nursing home.
Portability
If you leave or retire from Kaiser Permanente, you can continue your coverage without interruption, provided you continue to pay your premium. Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or direct billing.
No Gender-Based Pricing
No gender-based pricing which means applicants do not pay higher premiums based on their gender.
Coverage Eligibility
Up to $300,000 in coverage if you have at least 6 months of employment, are regularly scheduled to work at least 20 hours per week, and are under age 75. Some health questions are required. If you are newly eligible, you may be able to enroll with no health questions if you enroll by May 15, 2025. Policy limits may apply.